3161 Clifford Avenue, Covington, KY 41015

100 percent Financing Available Through KY Housing! This immaculate, move-in-ready home has been beautifully remodeled and offers a perfect blend of character, updates, and functionality in a highly convenient Covington location just 4 miles from downtown Cincinnati. Featuring an open floor plan, ample natural light, and neutral décor, this home is designed for both everyday living and entertaining. Inside, you'll find new maintenance-free vinyl plank flooring, gleaming hardwood floors, fresh paint, and timeless details including original oversized woodwork, cased windows, wainscoting, beamed ceilings, and built-in cabinetry. The living space is highlighted by a brick fireplace and a pellet stove, offering additional efficient, off-the-grid heating options. The remodeled kitchen showcases two-tone cabinetry, a tiled backsplash, shiplap ceiling, and updated finishes that blend modern style with classic charm. The home also features custom tiled showers and a versatile first-floor study or bedroom with a private full bath, ideal for guests, remote work, or multigenerational living. Outdoor living includes a covered front porch, a flat fenced backyard, and an oversized driveway, along with a 2-car oversized garage perfect for storage, hobbies, or a workshop. The well-maintained basement provides excellent additional storage space. Located in a walkable area near restaurants, shopping, and everyday amenities, this home combines modern updates, original character, flexible living space, and exceptional financing options in one complete package.