Northern Kentucky Market Report
September 2026 — All Residential
In short: The fall market in Northern Kentucky brings its own rhythm — serious buyers are still actively pursuing homes before the holiday season. The median sold price stands at $325,000, up 5.0% from the same period last year. With 2.6 months of inventory, sellers hold strong leverage in this market. A total of 491 homes closed in September, a decrease of 11.8% year-over-year, with sellers receiving an average of 98.7% of their asking price.
Median Sold Price
$325,000
Homes Sold
491
Months of Inventory
2.6
Avg Days on Market
27
Home Prices
Home values in Northern Kentucky continue their upward trajectory. The median sold price reached $325,000, a 5.0% gain year-over-year. This healthy rate of appreciation reflects steady demand and manageable supply. Homeowners are building equity at a pace that outstrips inflation, making real estate a reliable store of value in the current environment.
Home Sales
491 homes sold in September, down 11.8% from a year ago. The reduced sales pace may reflect affordability constraints, limited inventory, or a pause in buyer urgency. The fall market brings a second wave of activity, often driven by corporate relocations and families who missed the spring window.
Inventory & Supply
There are currently 1,342 homes available for sale in Northern Kentucky, a significant 14.1% increase from a year ago. The growing inventory is welcome news for buyers who have faced limited options in recent years. More choices mean more leverage in negotiations and less pressure to make rushed decisions. This translates to 2.6 months of supply based on current sales velocity. With supply this tight, sellers maintain strong pricing power. Homes that are properly priced and well-presented are attracting offers quickly.
Market Indicators
Sale-to-List Price
98.7%
Homes are selling very close to asking price, indicating healthy demand.
Demand Pressure
45%
Pending ÷ Active Listings
Exceptionally high demand — homes going under contract rapidly.
New Listings
756
Entered the market in September
More homes entered the market than sold — supply is growing.
Looking Ahead
September opens the fall selling season — often overlooked, but historically productive. Buyers who lost out in spring's competitive environment re-enter the market. Inventory begins to thin as some sellers pull listings before winter. The next 8-10 weeks offer a genuine window for both buying and selling before the holiday slowdown.
Data provided by the Northern Kentucky Association of REALTORS® (NKAR) via the Spark Market Statistics API. All statistics reflect residential property types across the Northern Kentucky MLS service area. Information is deemed reliable but not guaranteed.
Last data refresh: September 2, 2026 at 11:41 AM ET