The under-$375K range is where most buyers in Northern Kentucky find their home. It's the heart of the market — broad enough to include a starter home in Florence, a three-bedroom ranch in Independence, or a turnkey townhome in Edgewood. This page shows every active listing under $375,000 across all five NKY counties, including single-family, condos, townhomes, and patio homes.
Homes at this price point tend to move quickly — especially those that are updated and in strong school districts. If you see something you like here, acting fast makes a difference.
Northern Kentucky consistently ranks among the most affordable metro areas in the Cincinnati region, and homes under $375,000 represent the largest share of the active market. Buyers in this range have options across nearly every city — from well-established neighborhoods in Covington and Newport to newer construction in Burlington and Hebron.
If you're a first-time buyer, this price range is especially worth watching. Many homes under $375K qualify for FHA and KHC down payment assistance programs, which can significantly reduce your upfront costs. Visit our first-time buyer guide to learn more about the programs available in Kentucky, or use our affordability calculator to see what fits your budget.
Our team knows Northern Kentucky inside and out. Let us help you find exactly what you're looking for.
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